Ofg Bancorp Stock Analysis

OFG Stock Analysis Notes

About 99.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.27. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. OFG Bancorp has Price/Earnings To Growth (PEG) ratio of 0.93. The entity last dividend was issued on the 31st of March 2026. The firm had 11:10 split on the 29th of December 2004. OFG Bancorp, a financial holding company, provides a range of banking and financial services. OFG Bancorp was founded in 1964 and is headquartered in San Juan, Puerto Rico. OFG Bancorp operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. It employs 2247 people. To find out more about OFG Bancorp contact Jose Fernandez at 787 771 6800 or learn more at https://www.ofgbancorp.com.

OFG Bancorp Investment Alerts

OFG Largest EPS Surprises

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OFG Bancorp Environmental, Social, and Governance (ESG) Scores

OFG Stock Institutional Investors

Note, although OFG Bancorp's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

OFG Market Capitalization

The company currently falls under 'Mid-Cap' category with a total capitalization of 1.8 B.

OFG Profitablity

The company has Net Profit Margin of 0.33 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.31 %, which entails that for every 100 dollars of revenue, it generated $0.31 of operating income.

Management Efficiency

OFG Bancorp has Return on Asset of 0.0171 % which means that on every $100 spent on assets, it made $0.0171 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1551 %, implying that it generated $0.1551 on every 100 dollars invested. OFG Bancorp's management efficiency ratios could be used to measure how well OFG Bancorp manages its routine affairs as well as how well it operates its assets and liabilities. At this time, OFG Bancorp's Return On Capital Employed is most likely to increase slightly in the upcoming years. The OFG Bancorp's current Return On Assets is estimated to increase to 0.02, while Return On Tangible Assets are projected to decrease to 0.01. At this time, OFG Bancorp's Non Currrent Assets Other are most likely to increase significantly in the upcoming years. The OFG Bancorp's current Other Assets is estimated to increase to about 14 B, while Other Current Assets are projected to decrease to roughly 19.4 M.

Technical Drivers

As of the 8th of February, OFG Bancorp holds the risk adjusted performance of 0.0485, and Semi Deviation of 1.83. In respect to fundamental indicators, the technical analysis model allows you to check helpful technical drivers of OFG Bancorp, as well as the relationship between them. Please check OFG Bancorp information ratio, as well as the relationship between the value at risk and expected short fall to decide if OFG Bancorp is priced fairly, providing market reflects its current price of 40.94 per share. Given that OFG Bancorp has jensen alpha of 0.0596, we recommend you to check out OFG Bancorp's recent market performance to make sure the company can sustain itself in the future.

OFG Bancorp Price Movement Analysis

OFG Bancorp Insider Trading Activities

OFG Bancorp Outstanding Bonds

OFG Bancorp Predictive Daily Indicators

OFG Bancorp Corporate Filings

OFG Bancorp Forecast Models

OFG Bancorp's time-series forecasting models are one of many OFG Bancorp's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary OFG Bancorp's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

OFG Bancorp Bond Ratings

OFG Bancorp financial ratings play a critical role in determining how much OFG Bancorp have to pay to access credit markets, i.e., the amount of interest on their issued debt. The threshold between investment-grade and speculative-grade ratings has important market implications for OFG Bancorp's borrowing costs.

OFG Bancorp Debt to Cash Allocation

OFG Bancorp has 580.46 M in debt with debt to equity (D/E) ratio of 6.91, demonstrating that the company may be unable to create cash to meet all of its financial commitments. That said, strategic use of leverage may enable OFG to fund expansion initiatives and generate superior returns.

OFG Bancorp Common Stock Shares Outstanding Over Time

OFG Bancorp Assets Financed by Debt

The debt-to-assets ratio shows the degree to which OFG Bancorp uses debt to finance its assets. It includes both long-term and short-term borrowings maturing within one year. It also includes both tangible and intangible assets, such as goodwill.

OFG Bancorp Debt Ratio

4.42

It seems as most of the OFG Bancorp's assets are financed through equity. Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the OFG Bancorp's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of OFG Bancorp, which in turn will lower the firm's financial flexibility.

OFG Bancorp Corporate Bonds Issued

OFG Short Long Term Debt Total

Stock analysis is the technique used by a trader or investor to examine and evaluate how OFG Bancorp prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling OFG shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as OFG Bancorp. By using and applying OFG Stock analysis, traders can create a robust methodology for identifying OFG entry and exit points for their positions.

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. OFG analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. OFG analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.

OFG Bancorp stock analysis indicators help investors evaluate how OFG Bancorp stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading OFG Bancorp shares will generate the highest return on investment. By understating and applying OFG Bancorp stock analysis, traders can identify OFG Bancorp position entry and exit signals to maximize returns.

When running OFG Bancorp's price analysis, check to measure OFG Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy OFG Bancorp is operating at the current time. Most of OFG Bancorp's value examination focuses on studying past and present price action to predict the probability of OFG Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move OFG Bancorp's price. Additionally, you may evaluate how the addition of OFG Bancorp to your portfolios can decrease your overall portfolio volatility.